{"id":10240,"date":"2023-12-24T03:13:55","date_gmt":"2023-12-24T02:13:55","guid":{"rendered":"https:\/\/gute-quellen.koeln\/?page_id=10240"},"modified":"2024-12-06T12:40:07","modified_gmt":"2024-12-06T11:40:07","slug":"schuldnerberatung","status":"publish","type":"page","link":"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/","title":{"rendered":"\u041a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u043f\u043e \u0432\u043e\u043f\u0440\u043e\u0441\u0430\u043c \u0437\u0430\u0434\u043e\u043b\u0436\u0435\u043d\u043d\u043e\u0441\u0442\u0438"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10240\" class=\"elementor elementor-10240\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a4f410 e-flex e-con-boxed e-con e-parent\" data-id=\"8a4f410\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-062c393 elementor-widget elementor-widget-breadcrumbs\" data-id=\"062c393\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/gute-quellen.koeln\/\">Startseite<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-842c274 e-flex e-con-boxed e-con e-parent\" data-id=\"842c274\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b8de6ac elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"b8de6ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-685a31d e-flex e-con-boxed e-con e-child\" data-id=\"685a31d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf9478d elementor-widget elementor-widget-heading\" data-id=\"bf9478d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schuldnerberatung in K\u00f6ln\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-00f067a elementor-widget elementor-widget-text-editor\" data-id=\"00f067a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Die Schuldnerberatung in K\u00f6ln bietet professionelle Hilfe und Unterst\u00fctzung f\u00fcr Personen, die mit finanziellen Schwierigkeiten und Schulden konfrontiert sind. Diese Dienste umfassen Beratungen zur Schuldenregulierung, Unterst\u00fctzung bei der Erstellung von Haushaltspl\u00e4nen und rechtliche Beratung in finanziellen Angelegenheiten.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9246325 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"9246325\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_direction&quot;:&quot;negative&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0.7,&quot;sizes&quot;:[]},&quot;motion_fx_range&quot;:&quot;viewport&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:60}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<a class=\"elementor-icon\" href=\"#first\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc19f21 elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"fc19f21\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-acc153c elementor-widget elementor-widget-menu-anchor\" data-id=\"acc153c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"first\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3cfb02d e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"3cfb02d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_effect&quot;:&quot;yes&quot;,&quot;motion_fx_translateY_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:4,&quot;sizes&quot;:[]},&quot;motion_fx_translateY_affectedRange&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;start&quot;:0,&quot;end&quot;:100}},&quot;motion_fx_devices&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;]}\">\n\t\t<div class=\"elementor-element elementor-element-9bb9921 e-con-full e-flex e-con e-child\" data-id=\"9bb9921\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ba20b0 elementor-widget elementor-widget-heading\" data-id=\"1ba20b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">F\u00fcr wen ist die Hilfe gedacht?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e2a010 elementor-widget elementor-widget-text-editor\" data-id=\"5e2a010\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Die Schuldnerberatung richtet sich an alle, die mit \u00dcberschuldung k\u00e4mpfen oder finanzielle Beratung ben\u00f6tigen. Dies schlie\u00dft Einzelpersonen, Familien sowie Menschen in besonderen Lebenssituationen wie Arbeitslosigkeit, Krankheit oder nach einer Trennung ein.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a4072f elementor-widget elementor-widget-heading\" data-id=\"3a4072f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Voraussetzungen f\u00fcr die Inanspruchnahme<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-857f97c elementor-widget elementor-widget-text-editor\" data-id=\"857f97c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Grunds\u00e4tzlich k\u00f6nnen alle Personen, die in K\u00f6ln wohnen und finanzielle Schwierigkeiten haben, die Schuldnerberatung in Anspruch nehmen. Einige Beratungsstellen bieten spezielle Programme f\u00fcr bestimmte Zielgruppen an.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4d1649 elementor-widget elementor-widget-heading\" data-id=\"f4d1649\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">N\u00e4chste Schritte<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-191500d elementor-widget elementor-widget-text-editor\" data-id=\"191500d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><b>Kontaktaufnahme:<\/b> Setzen Sie sich mit einer Schuldnerberatungsstelle Ihrer Wahl in Verbindung. Kontaktdaten finden Sie auf den jeweiligen Websites, siehe weiter unten.<\/li><li><b>Erstberatung:<\/b> In einem ersten Gespr\u00e4ch wird Ihre finanzielle Situation analysiert und erste L\u00f6sungsans\u00e4tze werden besprochen.<\/li><li><b>Weiterf\u00fchrende Beratung:<\/b> Bei Bedarf erhalten Sie Unterst\u00fctzung bei der Erstellung eines Schuldenbereinigungsplans oder bei der Vorbereitung auf ein Insolvenzverfahren.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-507d0f7 e-con-full e-flex e-con e-child\" data-id=\"507d0f7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2197ded elementor-widget elementor-widget-heading\" data-id=\"2197ded\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Direkt zur Quelle:<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c598af6 elementor-widget elementor-widget-heading\" data-id=\"c598af6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schuldnerberatung der Caritas in K\u00f6ln<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8aa067 elementor-widget elementor-widget-button\" data-id=\"d8aa067\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/www.caritas-koeln.de\/hilfe-beratung\/schuldner-insolvenzberatung\/\" target=\"_blank\" id=\"cta-wohngeld\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Zur Schuldnerberatung<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b23953 elementor-hidden-desktop e-flex e-con-boxed e-con e-parent\" data-id=\"3b23953\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ec696a7 e-con-full elementor-hidden-desktop e-flex e-con e-child\" data-id=\"ec696a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f65e104 e-con-full e-flex e-con e-child\" data-id=\"f65e104\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7db362c elementor-widget elementor-widget-heading\" data-id=\"7db362c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">F\u00fcr wen ist die Hilfe gedacht?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-293bd34 elementor-widget elementor-widget-text-editor\" data-id=\"293bd34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Die Schuldnerberatung richtet sich an alle, die mit \u00dcberschuldung k\u00e4mpfen oder finanzielle Beratung ben\u00f6tigen. Dies schlie\u00dft Einzelpersonen, Familien sowie Menschen in besonderen Lebenssituationen wie Arbeitslosigkeit, Krankheit oder nach einer Trennung ein.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef8aa17 elementor-widget elementor-widget-heading\" data-id=\"ef8aa17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Voraussetzungen f\u00fcr die Inanspruchnahme<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-282b8fd elementor-widget elementor-widget-text-editor\" data-id=\"282b8fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Grunds\u00e4tzlich k\u00f6nnen alle Personen, die in K\u00f6ln wohnen und finanzielle Schwierigkeiten haben, die Schuldnerberatung in Anspruch nehmen. Einige Beratungsstellen bieten spezielle Programme f\u00fcr bestimmte Zielgruppen an.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aeb4c4d elementor-widget elementor-widget-heading\" data-id=\"aeb4c4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">N\u00e4chste Schritte<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fe31d1 elementor-widget elementor-widget-text-editor\" data-id=\"0fe31d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div><ul><li><b>Kontaktaufnahme:<\/b> Setzen Sie sich mit einer Schuldnerberatungsstelle Ihrer Wahl in Verbindung. Kontaktdaten finden Sie auf den jeweiligen Websites, siehe weiter unten.<\/li><li><b>Erstberatung:<\/b> In einem ersten Gespr\u00e4ch wird Ihre finanzielle Situation analysiert und erste L\u00f6sungsans\u00e4tze werden besprochen.<\/li><li><b>Weiterf\u00fchrende Beratung:<\/b> Bei Bedarf erhalten Sie Unterst\u00fctzung bei der Erstellung eines Schuldenbereinigungsplans oder bei der Vorbereitung auf ein Insolvenzverfahren.<\/li><\/ul><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b4da6c2 e-con-full e-flex e-con e-child\" data-id=\"b4da6c2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28d3332 elementor-widget elementor-widget-heading\" data-id=\"28d3332\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Direkt zur Quelle<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-170b4d1 elementor-widget elementor-widget-heading\" data-id=\"170b4d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schuldnerberatung der Caritas K\u00f6ln<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db0e7dc elementor-hidden-desktop elementor-widget elementor-widget-button\" data-id=\"db0e7dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.caritas-koeln.de\/hilfe-beratung\/schuldner-insolvenzberatung\/\" target=\"_blank\" id=\"cta-wohngeld\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Zur Schuldnerberatung<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d74c7d e-flex e-con-boxed e-con e-parent\" data-id=\"5d74c7d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b95d317 e-con-full e-flex e-con e-child\" data-id=\"b95d317\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0147edc elementor-widget elementor-widget-heading\" data-id=\"0147edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wie genau kann Hilfe erhalten werden?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e97898 elementor-widget elementor-widget-text-editor\" data-id=\"7e97898\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In K\u00f6ln gibt es eine Vielzahl von Schuldnerberatungsstellen, die durch unterschiedliche Tr\u00e4ger und gemeinn\u00fctzige Organisationen betrieben werden. Diese bieten individuelle Beratung, Unterst\u00fctzung bei der Kommunikation mit Gl\u00e4ubigern und Hilfe bei der Antragstellung f\u00fcr das Insolvenzverfahren an.<\/p><p>F\u00fcr weiterf\u00fchrende Informationen und direkte Kontaktaufnahme besuchen Sie bitte die Websites der jeweiligen Anbieter. Hier finden Sie einige der m\u00f6glichen Anlaufstellen in K\u00f6ln:<\/p><hr \/><ul><li><a href=\"https:\/\/www.caritas-koeln.de\/hilfe-beratung\/schuldner-insolvenzberatung\/\">Caritas K\u00f6ln Schuldner- und Insolvenzberatung<\/a><\/li><li><a href=\"https:\/\/www.diakonie-koeln.de\/angebote\/schuldnerberatung\">Diakonie K\u00f6ln Schuldnerberatung<\/a><\/li><li><a href=\"https:\/\/www.verbraucherzentrale.nrw\/beratungsstellen\/441\/kontakt\/Schuldner-%20und%20Verbraucherinsolvenz%C2%ADberatung\/1294\">Verbraucherzentrale NRW &#8211; Schuldner- und Verbraucherinsolvenberatung<\/a><\/li><li><a href=\"https:\/\/www.skm-koeln.de\/schuldnerberatung\/\">SKM K\u00f6ln<\/a><\/li><li><a href=\"https:\/\/www.schuldnerhilfe-koeln.de\/schuldnerberatung\">Schuldnerberatung Schuldnerhilfe K\u00f6ln e.V.<\/a><\/li><\/ul><hr \/><p>F\u00fcr konkrete Anlaufstellen und weiterf\u00fchrende Unterst\u00fctzung schauen\u00a0 Sie auch auf die Infobox am Ende dieser Seite.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-081c7bd e-con-full e-flex e-con e-child\" data-id=\"081c7bd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74a2493 elementor-widget elementor-widget-image\" data-id=\"74a2493\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1254\" height=\"836\" src=\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg\" class=\"attachment-full size-full wp-image-10398\" alt=\"\" srcset=\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg 1254w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-300x200.jpg 300w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-1024x683.jpg 1024w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-768x512.jpg 768w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-600x400.jpg 600w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-560x373.jpg 560w\" sizes=\"(max-width: 1254px) 100vw, 1254px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e07ea77 e-flex e-con-boxed e-con e-parent\" data-id=\"e07ea77\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4af2150 elementor-widget elementor-widget-heading\" data-id=\"4af2150\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">INFOBOX - Ihre Gute Quelle in K\u00f6ln:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55bc79f e-con-full e-flex e-con e-child\" data-id=\"55bc79f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;split&quot;,&quot;shape_divider_bottom&quot;:&quot;split&quot;}\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 20\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,0v3c0,0,393.8,0,483.4,0c9.2,0,16.6,7.4,16.6,16.6c0-9.1,7.4-16.6,16.6-16.6C606.2,3,1000,3,1000,3V0H0z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 20\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,0v3c0,0,393.8,0,483.4,0c9.2,0,16.6,7.4,16.6,16.6c0-9.1,7.4-16.6,16.6-16.6C606.2,3,1000,3,1000,3V0H0z\"\/>\n<\/svg>\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02a8b23 e-con-full e-flex e-con e-child\" data-id=\"02a8b23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a482a7 elementor-widget elementor-widget-heading\" data-id=\"6a482a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schuldnerberatung der Caritas <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0aff78c elementor-drop-cap-yes elementor-drop-cap-view-default elementor-widget elementor-widget-text-editor\" data-id=\"0aff78c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;drop_cap&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Tel:<\/strong> <a href=\"tel:022198577614\">0221 \/ 98577-614<\/a><br \/><strong>Email: <\/strong><a href=\"mailto:cvk@caritas-koeln.de\">cvk@caritas-koeln.de<\/a><\/p><p><strong>Anschrift:<br \/><\/strong>Caritas-Zentrum Ehrenfeld<br \/>Geisselstr. 1<br \/>50823 K\u00f6ln<\/p><p><strong>\u00d6ffnungszeiten:<br \/><\/strong>Mittwochs, 9 bis 12 Uhr<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0302aac e-con-full e-transform e-flex e-con e-child\" data-id=\"0302aac\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.015,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-137f603 elementor-widget elementor-widget-button\" data-id=\"137f603\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/www.caritas-koeln.de\/hilfe-beratung\/schuldner-insolvenzberatung\/\" target=\"_blank\" id=\"cta-wohngeld\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Zur Schuldnerberatung<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0941623 e-con-full e-flex e-con e-child\" data-id=\"0941623\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e85ab3e e-con-full e-flex e-con e-child\" data-id=\"e85ab3e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;split&quot;,&quot;shape_divider_bottom&quot;:&quot;split&quot;}\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 20\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,0v3c0,0,393.8,0,483.4,0c9.2,0,16.6,7.4,16.6,16.6c0-9.1,7.4-16.6,16.6-16.6C606.2,3,1000,3,1000,3V0H0z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 20\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,0v3c0,0,393.8,0,483.4,0c9.2,0,16.6,7.4,16.6,16.6c0-9.1,7.4-16.6,16.6-16.6C606.2,3,1000,3,1000,3V0H0z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-434d734 elementor-widget elementor-widget-heading\" data-id=\"434d734\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hilfreiche Seiten zum Thema Schuldnerberatung<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-00dcdb5 e-con-full e-flex e-con e-child\" data-id=\"00dcdb5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-98ed3b1 e-con-full e-flex e-con e-child\" data-id=\"98ed3b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a84f223 e-transform elementor-widget elementor-widget-button\" data-id=\"a84f223\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/beratung.caritas.de\/schuldnerberatung\/registration\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Online-Beratung Caritas<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad05c4d e-transform elementor-widget elementor-widget-button\" data-id=\"ad05c4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.stadt-koeln.de\/service\/produkte\/00535\/index.html\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00dcbersicht zu Insolvenzverfahren der Stadt K\u00f6ln<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8d41f9 e-transform elementor-widget elementor-widget-button\" data-id=\"f8d41f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.land.nrw\/nrw-direkt?lid=15\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Servicetelefon Land NRW<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9defd13 e-transform elementor-widget elementor-widget-button\" data-id=\"9defd13\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.diakonie-koeln.de\/angebote\/schuldnerberatung\/koeln\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Schuldnerberatung der Diakonie<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fc761b e-transform elementor-widget elementor-widget-button\" data-id=\"5fc761b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.forum-schuldnerberatung.de\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Forum Schuldnerberatung<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ce6ad3 e-transform elementor-widget elementor-widget-button\" data-id=\"5ce6ad3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1.02,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/tacheles-sozialhilfe.de\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-external-link-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M432,320H400a16,16,0,0,0-16,16V448H64V128H208a16,16,0,0,0,16-16V80a16,16,0,0,0-16-16H48A48,48,0,0,0,0,112V464a48,48,0,0,0,48,48H400a48,48,0,0,0,48-48V336A16,16,0,0,0,432,320ZM488,0h-128c-21.37,0-32.05,25.91-17,41l35.73,35.73L135,320.37a24,24,0,0,0,0,34L157.67,377a24,24,0,0,0,34,0L435.28,133.32,471,169c15,15,41,4.5,41-17V24A24,24,0,0,0,488,0Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Tacheles Sozialhilfe<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-328474b img-adjust e-flex e-con-boxed e-con e-parent\" data-id=\"328474b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-646e2df e-con-full e-flex e-con e-child\" data-id=\"646e2df\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_top&quot;:&quot;wave-brush&quot;,&quot;shape_divider_bottom&quot;:&quot;wave-brush&quot;}\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 283.5 27.8\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M283.5,9.7c0,0-7.3,4.3-14,4.6c-6.8,0.3-12.6,0-20.9-1.5c-11.3-2-33.1-10.1-44.7-5.7\ts-12.1,4.6-18,7.4c-6.6,3.2-20,9.6-36.6,9.3C131.6,23.5,99.5,7.2,86.3,8c-1.4,0.1-6.6,0.8-10.5,2c-3.8,1.2-9.4,3.8-17,4.7\tc-3.2,0.4-8.3,1.1-14.2,0.9c-1.5-0.1-6.3-0.4-12-1.6c-5.7-1.2-11-3.1-15.8-3.7C6.5,9.2,0,10.8,0,10.8V0h283.5V9.7z M260.8,11.3\tc-0.7-1-2-0.4-4.3-0.4c-2.3,0-6.1-1.2-5.8-1.1c0.3,0.1,3.1,1.5,6,1.9C259.7,12.2,261.4,12.3,260.8,11.3z M242.4,8.6\tc0,0-2.4-0.2-5.6-0.9c-3.2-0.8-10.3-2.8-15.1-3.5c-8.2-1.1-15.8,0-15.1,0.1c0.8,0.1,9.6-0.6,17.6,1.1c3.3,0.7,9.3,2.2,12.4,2.7\tC239.9,8.7,242.4,8.6,242.4,8.6z M185.2,8.5c1.7-0.7-13.3,4.7-18.5,6.1c-2.1,0.6-6.2,1.6-10,2c-3.9,0.4-8.9,0.4-8.8,0.5\tc0,0.2,5.8,0.8,11.2,0c5.4-0.8,5.2-1.1,7.6-1.6C170.5,14.7,183.5,9.2,185.2,8.5z M199.1,6.9c0.2,0-0.8-0.4-4.8,1.1\tc-4,1.5-6.7,3.5-6.9,3.7c-0.2,0.1,3.5-1.8,6.6-3C197,7.5,199,6.9,199.1,6.9z M283,6c-0.1,0.1-1.9,1.1-4.8,2.5s-6.9,2.8-6.7,2.7\tc0.2,0,3.5-0.6,7.4-2.5C282.8,6.8,283.1,5.9,283,6z M31.3,11.6c0.1-0.2-1.9-0.2-4.5-1.2s-5.4-1.6-7.8-2C15,7.6,7.3,8.5,7.7,8.6\tC8,8.7,15.9,8.3,20.2,9.3c2.2,0.5,2.4,0.5,5.7,1.6S31.2,11.9,31.3,11.6z M73,9.2c0.4-0.1,3.5-1.6,8.4-2.6c4.9-1.1,8.9-0.5,8.9-0.8\tc0-0.3-1-0.9-6.2-0.3S72.6,9.3,73,9.2z M71.6,6.7C71.8,6.8,75,5.4,77.3,5c2.3-0.3,1.9-0.5,1.9-0.6c0-0.1-1.1-0.2-2.7,0.2\tC74.8,5.1,71.4,6.6,71.6,6.7z M93.6,4.4c0.1,0.2,3.5,0.8,5.6,1.8c2.1,1,1.8,0.6,1.9,0.5c0.1-0.1-0.8-0.8-2.4-1.3\tC97.1,4.8,93.5,4.2,93.6,4.4z M65.4,11.1c-0.1,0.3,0.3,0.5,1.9-0.2s2.6-1.3,2.2-1.2s-0.9,0.4-2.5,0.8C65.3,10.9,65.5,10.8,65.4,11.1\tz M34.5,12.4c-0.2,0,2.1,0.8,3.3,0.9c1.2,0.1,2,0.1,2-0.2c0-0.3-0.1-0.5-1.6-0.4C36.6,12.8,34.7,12.4,34.5,12.4z M152.2,21.1\tc-0.1,0.1-2.4-0.3-7.5-0.3c-5,0-13.6-2.4-17.2-3.5c-3.6-1.1,10,3.9,16.5,4.1C150.5,21.6,152.3,21,152.2,21.1z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M269.6,18c-0.1-0.1-4.6,0.3-7.2,0c-7.3-0.7-17-3.2-16.6-2.9c0.4,0.3,13.7,3.1,17,3.3\tC267.7,18.8,269.7,18,269.6,18z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M227.4,9.8c-0.2-0.1-4.5-1-9.5-1.2c-5-0.2-12.7,0.6-12.3,0.5c0.3-0.1,5.9-1.8,13.3-1.2\tS227.6,9.9,227.4,9.8z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M204.5,13.4c-0.1-0.1,2-1,3.2-1.1c1.2-0.1,2,0,2,0.3c0,0.3-0.1,0.5-1.6,0.4\tC206.4,12.9,204.6,13.5,204.5,13.4z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M201,10.6c0-0.1-4.4,1.2-6.3,2.2c-1.9,0.9-6.2,3.1-6.1,3.1c0.1,0.1,4.2-1.6,6.3-2.6\tS201,10.7,201,10.6z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M154.5,26.7c-0.1-0.1-4.6,0.3-7.2,0c-7.3-0.7-17-3.2-16.6-2.9c0.4,0.3,13.7,3.1,17,3.3\tC152.6,27.5,154.6,26.8,154.5,26.7z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M41.9,19.3c0,0,1.2-0.3,2.9-0.1c1.7,0.2,5.8,0.9,8.2,0.7c4.2-0.4,7.4-2.7,7-2.6\tc-0.4,0-4.3,2.2-8.6,1.9c-1.8-0.1-5.1-0.5-6.7-0.4S41.9,19.3,41.9,19.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M75.5,12.6c0.2,0.1,2-0.8,4.3-1.1c2.3-0.2,2.1-0.3,2.1-0.5c0-0.1-1.8-0.4-3.4,0\tC76.9,11.5,75.3,12.5,75.5,12.6z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M15.6,13.2c0-0.1,4.3,0,6.7,0.5c2.4,0.5,5,1.9,5,2c0,0.1-2.7-0.8-5.1-1.4\tC19.9,13.7,15.7,13.3,15.6,13.2z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 283.5 27.8\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M283.5,9.7c0,0-7.3,4.3-14,4.6c-6.8,0.3-12.6,0-20.9-1.5c-11.3-2-33.1-10.1-44.7-5.7\ts-12.1,4.6-18,7.4c-6.6,3.2-20,9.6-36.6,9.3C131.6,23.5,99.5,7.2,86.3,8c-1.4,0.1-6.6,0.8-10.5,2c-3.8,1.2-9.4,3.8-17,4.7\tc-3.2,0.4-8.3,1.1-14.2,0.9c-1.5-0.1-6.3-0.4-12-1.6c-5.7-1.2-11-3.1-15.8-3.7C6.5,9.2,0,10.8,0,10.8V0h283.5V9.7z M260.8,11.3\tc-0.7-1-2-0.4-4.3-0.4c-2.3,0-6.1-1.2-5.8-1.1c0.3,0.1,3.1,1.5,6,1.9C259.7,12.2,261.4,12.3,260.8,11.3z M242.4,8.6\tc0,0-2.4-0.2-5.6-0.9c-3.2-0.8-10.3-2.8-15.1-3.5c-8.2-1.1-15.8,0-15.1,0.1c0.8,0.1,9.6-0.6,17.6,1.1c3.3,0.7,9.3,2.2,12.4,2.7\tC239.9,8.7,242.4,8.6,242.4,8.6z M185.2,8.5c1.7-0.7-13.3,4.7-18.5,6.1c-2.1,0.6-6.2,1.6-10,2c-3.9,0.4-8.9,0.4-8.8,0.5\tc0,0.2,5.8,0.8,11.2,0c5.4-0.8,5.2-1.1,7.6-1.6C170.5,14.7,183.5,9.2,185.2,8.5z M199.1,6.9c0.2,0-0.8-0.4-4.8,1.1\tc-4,1.5-6.7,3.5-6.9,3.7c-0.2,0.1,3.5-1.8,6.6-3C197,7.5,199,6.9,199.1,6.9z M283,6c-0.1,0.1-1.9,1.1-4.8,2.5s-6.9,2.8-6.7,2.7\tc0.2,0,3.5-0.6,7.4-2.5C282.8,6.8,283.1,5.9,283,6z M31.3,11.6c0.1-0.2-1.9-0.2-4.5-1.2s-5.4-1.6-7.8-2C15,7.6,7.3,8.5,7.7,8.6\tC8,8.7,15.9,8.3,20.2,9.3c2.2,0.5,2.4,0.5,5.7,1.6S31.2,11.9,31.3,11.6z M73,9.2c0.4-0.1,3.5-1.6,8.4-2.6c4.9-1.1,8.9-0.5,8.9-0.8\tc0-0.3-1-0.9-6.2-0.3S72.6,9.3,73,9.2z M71.6,6.7C71.8,6.8,75,5.4,77.3,5c2.3-0.3,1.9-0.5,1.9-0.6c0-0.1-1.1-0.2-2.7,0.2\tC74.8,5.1,71.4,6.6,71.6,6.7z M93.6,4.4c0.1,0.2,3.5,0.8,5.6,1.8c2.1,1,1.8,0.6,1.9,0.5c0.1-0.1-0.8-0.8-2.4-1.3\tC97.1,4.8,93.5,4.2,93.6,4.4z M65.4,11.1c-0.1,0.3,0.3,0.5,1.9-0.2s2.6-1.3,2.2-1.2s-0.9,0.4-2.5,0.8C65.3,10.9,65.5,10.8,65.4,11.1\tz M34.5,12.4c-0.2,0,2.1,0.8,3.3,0.9c1.2,0.1,2,0.1,2-0.2c0-0.3-0.1-0.5-1.6-0.4C36.6,12.8,34.7,12.4,34.5,12.4z M152.2,21.1\tc-0.1,0.1-2.4-0.3-7.5-0.3c-5,0-13.6-2.4-17.2-3.5c-3.6-1.1,10,3.9,16.5,4.1C150.5,21.6,152.3,21,152.2,21.1z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M269.6,18c-0.1-0.1-4.6,0.3-7.2,0c-7.3-0.7-17-3.2-16.6-2.9c0.4,0.3,13.7,3.1,17,3.3\tC267.7,18.8,269.7,18,269.6,18z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M227.4,9.8c-0.2-0.1-4.5-1-9.5-1.2c-5-0.2-12.7,0.6-12.3,0.5c0.3-0.1,5.9-1.8,13.3-1.2\tS227.6,9.9,227.4,9.8z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M204.5,13.4c-0.1-0.1,2-1,3.2-1.1c1.2-0.1,2,0,2,0.3c0,0.3-0.1,0.5-1.6,0.4\tC206.4,12.9,204.6,13.5,204.5,13.4z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M201,10.6c0-0.1-4.4,1.2-6.3,2.2c-1.9,0.9-6.2,3.1-6.1,3.1c0.1,0.1,4.2-1.6,6.3-2.6\tS201,10.7,201,10.6z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M154.5,26.7c-0.1-0.1-4.6,0.3-7.2,0c-7.3-0.7-17-3.2-16.6-2.9c0.4,0.3,13.7,3.1,17,3.3\tC152.6,27.5,154.6,26.8,154.5,26.7z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M41.9,19.3c0,0,1.2-0.3,2.9-0.1c1.7,0.2,5.8,0.9,8.2,0.7c4.2-0.4,7.4-2.7,7-2.6\tc-0.4,0-4.3,2.2-8.6,1.9c-1.8-0.1-5.1-0.5-6.7-0.4S41.9,19.3,41.9,19.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M75.5,12.6c0.2,0.1,2-0.8,4.3-1.1c2.3-0.2,2.1-0.3,2.1-0.5c0-0.1-1.8-0.4-3.4,0\tC76.9,11.5,75.3,12.5,75.5,12.6z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M15.6,13.2c0-0.1,4.3,0,6.7,0.5c2.4,0.5,5,1.9,5,2c0,0.1-2.7-0.8-5.1-1.4\tC19.9,13.7,15.7,13.3,15.6,13.2z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e270536 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"e270536\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Verwandte Themen\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-06b6c7a e-con-full e-flex e-con e-child\" data-id=\"06b6c7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25f9ea5 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"25f9ea5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/beratung-in-koeln\/sozialpsychiatrischer-dienst\/\" tabindex=\"-1\"><img decoding=\"async\" width=\"1254\" height=\"836\" src=\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/wohnen-sovd.jpg\" class=\"attachment-full size-full wp-image-9809\" alt=\"\" srcset=\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/wohnen-sovd.jpg 1254w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/wohnen-sovd-300x200.jpg 300w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/wohnen-sovd-1024x683.jpg 1024w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/wohnen-sovd-768x512.jpg 768w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/wohnen-sovd-600x400.jpg 600w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/wohnen-sovd-560x373.jpg 560w\" sizes=\"(max-width: 1254px) 100vw, 1254px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/beratung-in-koeln\/sozialpsychiatrischer-dienst\/\">Sozialpsychiatrischer Dienst<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d030b5e e-con-full e-flex e-con e-child\" data-id=\"d030b5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfde049 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"bfde049\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/\" tabindex=\"-1\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1254\" height=\"836\" src=\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg\" class=\"attachment-full size-full wp-image-10398\" alt=\"\" srcset=\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg 1254w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-300x200.jpg 300w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-1024x683.jpg 1024w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-768x512.jpg 768w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-600x400.jpg 600w, https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1-560x373.jpg 560w\" sizes=\"(max-width: 1254px) 100vw, 1254px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"><a href=\"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/\">Schuldnerberatung<\/a><\/h3><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5548bf9 e-con-full e-flex e-con e-child\" data-id=\"5548bf9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0998110 elementor-widget elementor-widget-button\" data-id=\"0998110\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/gute-spartipps\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-left\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M34.52 239.03L228.87 44.69c9.37-9.37 24.57-9.37 33.94 0l22.67 22.67c9.36 9.36 9.37 24.52.04 33.9L131.49 256l154.02 154.75c9.34 9.38 9.32 24.54-.04 33.9l-22.67 22.67c-9.37 9.37-24.57 9.37-33.94 0L34.52 272.97c-9.37-9.37-9.37-24.57 0-33.94z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Gute Spartipps<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1c44b7 elementor-widget elementor-widget-button\" data-id=\"e1c44b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-md\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Teilhabe<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Schuldnerberatung in K\u00f6ln Die Schuldnerberatung in K\u00f6ln bietet professionelle Hilfe und Unterst\u00fctzung f\u00fcr Personen, die mit finanziellen Schwierigkeiten und Schulden konfrontiert sind. Diese Dienste umfassen Beratungen zur Schuldenregulierung, Unterst\u00fctzung bei der Erstellung von Haushaltspl\u00e4nen und rechtliche Beratung in finanziellen Angelegenheiten. F\u00fcr wen ist die Hilfe gedacht? Die Schuldnerberatung richtet sich an alle, die mit \u00dcberschuldung [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":9010,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-10240","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Schuldnerberatung - Gute-Quellen.Koeln<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Schuldnerberatung - Gute-Quellen.Koeln\" \/>\n<meta property=\"og:description\" content=\"Schuldnerberatung in K\u00f6ln Die Schuldnerberatung in K\u00f6ln bietet professionelle Hilfe und Unterst\u00fctzung f\u00fcr Personen, die mit finanziellen Schwierigkeiten und Schulden konfrontiert sind. Diese Dienste umfassen Beratungen zur Schuldenregulierung, Unterst\u00fctzung bei der Erstellung von Haushaltspl\u00e4nen und rechtliche Beratung in finanziellen Angelegenheiten. F\u00fcr wen ist die Hilfe gedacht? Die Schuldnerberatung richtet sich an alle, die mit \u00dcberschuldung [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/\" \/>\n<meta property=\"og:site_name\" content=\"Gute-Quellen.Koeln\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-06T11:40:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1254\" \/>\n\t<meta property=\"og:image:height\" content=\"836\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u041f\u0440\u0438\u043c\u0435\u0440\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u0447\u0442\u0435\u043d\u0438\u044f\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 \u043c\u0438\u043d\u0443\u0442\u044b\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/\",\"url\":\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/\",\"name\":\"Schuldnerberatung - Gute-Quellen.Koeln\",\"isPartOf\":{\"@id\":\"https:\/\/gute-quellen.koeln\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg\",\"datePublished\":\"2023-12-24T02:13:55+00:00\",\"dateModified\":\"2024-12-06T11:40:07+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#breadcrumb\"},\"inLanguage\":\"ru-RU\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ru-RU\",\"@id\":\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#primaryimage\",\"url\":\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg\",\"contentUrl\":\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\/\/gute-quellen.koeln\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Weitere Hilfen\",\"item\":\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Beratung &#8211; Weitere Hilfen\",\"item\":\"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Schuldnerberatung\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/gute-quellen.koeln\/#website\",\"url\":\"https:\/\/gute-quellen.koeln\/\",\"name\":\"Gute-Quellen.Koeln\",\"description\":\"Finanzielle Hilfen, Beratung, Spartipps und Teilhabe bei drohendem Wohnungsverlust und drohender Altersarmut.\",\"publisher\":{\"@id\":\"https:\/\/gute-quellen.koeln\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/gute-quellen.koeln\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ru-RU\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/gute-quellen.koeln\/#organization\",\"name\":\"Medienmanagement Institut e.V.\",\"url\":\"https:\/\/gute-quellen.koeln\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ru-RU\",\"@id\":\"https:\/\/gute-quellen.koeln\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2020\/07\/gute-quellen-logo-ideen-1.png\",\"contentUrl\":\"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2020\/07\/gute-quellen-logo-ideen-1.png\",\"width\":313,\"height\":313,\"caption\":\"Medienmanagement Institut e.V.\"},\"image\":{\"@id\":\"https:\/\/gute-quellen.koeln\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Schuldnerberatung - Gute-Quellen.Koeln","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/","og_locale":"ru_RU","og_type":"article","og_title":"Schuldnerberatung - Gute-Quellen.Koeln","og_description":"Schuldnerberatung in K\u00f6ln Die Schuldnerberatung in K\u00f6ln bietet professionelle Hilfe und Unterst\u00fctzung f\u00fcr Personen, die mit finanziellen Schwierigkeiten und Schulden konfrontiert sind. Diese Dienste umfassen Beratungen zur Schuldenregulierung, Unterst\u00fctzung bei der Erstellung von Haushaltspl\u00e4nen und rechtliche Beratung in finanziellen Angelegenheiten. F\u00fcr wen ist die Hilfe gedacht? Die Schuldnerberatung richtet sich an alle, die mit \u00dcberschuldung [&hellip;]","og_url":"https:\/\/gute-quellen.koeln\/ru\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/","og_site_name":"Gute-Quellen.Koeln","article_modified_time":"2024-12-06T11:40:07+00:00","og_image":[{"width":1254,"height":836,"url":"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"\u041f\u0440\u0438\u043c\u0435\u0440\u043d\u043e\u0435 \u0432\u0440\u0435\u043c\u044f \u0434\u043b\u044f \u0447\u0442\u0435\u043d\u0438\u044f":"4 \u043c\u0438\u043d\u0443\u0442\u044b"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/","url":"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/","name":"Schuldnerberatung - Gute-Quellen.Koeln","isPartOf":{"@id":"https:\/\/gute-quellen.koeln\/#website"},"primaryImageOfPage":{"@id":"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#primaryimage"},"image":{"@id":"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#primaryimage"},"thumbnailUrl":"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg","datePublished":"2023-12-24T02:13:55+00:00","dateModified":"2024-12-06T11:40:07+00:00","breadcrumb":{"@id":"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#breadcrumb"},"inLanguage":"ru-RU","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/"]}]},{"@type":"ImageObject","inLanguage":"ru-RU","@id":"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#primaryimage","url":"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg","contentUrl":"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2023\/12\/rente-grundsicherung-1.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/schuldnerberatung\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/gute-quellen.koeln\/"},{"@type":"ListItem","position":2,"name":"Weitere Hilfen","item":"https:\/\/gute-quellen.koeln\/weitere-hilfen\/"},{"@type":"ListItem","position":3,"name":"Beratung &#8211; Weitere Hilfen","item":"https:\/\/gute-quellen.koeln\/weitere-hilfen\/beratung-in-koeln\/"},{"@type":"ListItem","position":4,"name":"Schuldnerberatung"}]},{"@type":"WebSite","@id":"https:\/\/gute-quellen.koeln\/#website","url":"https:\/\/gute-quellen.koeln\/","name":"Good-Sources.Cologne","description":"\u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u0430\u044f \u043f\u043e\u043c\u043e\u0449\u044c, \u0441\u043e\u0432\u0435\u0442\u044b, \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u043f\u043e \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0438 \u0438 \u0443\u0447\u0430\u0441\u0442\u0438\u0435 \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u043f\u0440\u0435\u0434\u0441\u0442\u043e\u044f\u0449\u0435\u0439 \u043f\u043e\u0442\u0435\u0440\u0438 \u0436\u0438\u043b\u044c\u044f \u0438 \u043d\u0430\u0434\u0432\u0438\u0433\u0430\u044e\u0449\u0435\u0439\u0441\u044f \u043d\u0438\u0449\u0435\u0442\u044b \u0432 \u0441\u0442\u0430\u0440\u043e\u0441\u0442\u0438.","publisher":{"@id":"https:\/\/gute-quellen.koeln\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gute-quellen.koeln\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ru-RU"},{"@type":"Organization","@id":"https:\/\/gute-quellen.koeln\/#organization","name":"Medienmanagement Institut e.V.","url":"https:\/\/gute-quellen.koeln\/","logo":{"@type":"ImageObject","inLanguage":"ru-RU","@id":"https:\/\/gute-quellen.koeln\/#\/schema\/logo\/image\/","url":"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2020\/07\/gute-quellen-logo-ideen-1.png","contentUrl":"https:\/\/gute-quellen.koeln\/wp-content\/uploads\/2020\/07\/gute-quellen-logo-ideen-1.png","width":313,"height":313,"caption":"Medienmanagement Institut e.V."},"image":{"@id":"https:\/\/gute-quellen.koeln\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/gute-quellen.koeln\/ru\/wp-json\/wp\/v2\/pages\/10240","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gute-quellen.koeln\/ru\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gute-quellen.koeln\/ru\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gute-quellen.koeln\/ru\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/gute-quellen.koeln\/ru\/wp-json\/wp\/v2\/comments?post=10240"}],"version-history":[{"count":55,"href":"https:\/\/gute-quellen.koeln\/ru\/wp-json\/wp\/v2\/pages\/10240\/revisions"}],"predecessor-version":[{"id":13074,"href":"https:\/\/gute-quellen.koeln\/ru\/wp-json\/wp\/v2\/pages\/10240\/revisions\/13074"}],"up":[{"embeddable":true,"href":"https:\/\/gute-quellen.koeln\/ru\/wp-json\/wp\/v2\/pages\/9010"}],"wp:attachment":[{"href":"https:\/\/gute-quellen.koeln\/ru\/wp-json\/wp\/v2\/media?parent=10240"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}