Debt counseling
Who is the aid intended for?
Debt counseling is aimed at anyone who is struggling with over-indebtedness or needs financial advice. This includes individuals, families and people in special life situations such as unemployment, illness or after a separation.
Prerequisites for utilization
In principle, anyone who lives in Cologne and has financial difficulties can make use of debt counseling. Some advice centers offer special programs for specific target groups.
Next steps
- Contact us: Get in touch with a debt advice center of your choice. Contact details can be found on the respective websites, see below.
- Initial consultation: In an initial meeting, your financial situation is analyzed and initial solutions are discussed.
- Further advice: If required, you will receive support in drawing up a debt settlement plan or in preparing for insolvency proceedings.
Who is the aid intended for?
Debt counseling is aimed at anyone who is struggling with over-indebtedness or needs financial advice. This includes individuals, families and people in special life situations such as unemployment, illness or after a separation.
Prerequisites for utilization
In principle, anyone who lives in Cologne and has financial difficulties can make use of debt counseling. Some advice centers offer special programs for specific target groups.
Next steps
- Contact us: Get in touch with a debt advice center of your choice. Contact details can be found on the respective websites, see below.
- Initial consultation: In an initial meeting, your financial situation is analyzed and initial solutions are discussed.
- Further advice: If required, you will receive support in drawing up a debt settlement plan or in preparing for insolvency proceedings.
How exactly can help be obtained?
In Cologne, there are a large number of debt counselling centres run by various providers and non-profit organizations. These offer individual advice, support in communicating with creditors and help with filing for insolvency proceedings.
For further information and direct contact, please visit the websites of the respective providers. Here you will find some of the possible points of contact in Cologne:
- Caritas Cologne Debtor and Insolvency Counseling
- Diakonie Cologne Debt counseling
- Consumer advice center NRW - Debtor and consumer insolvency advice
- SKM Cologne
- Debt counseling Schuldnerhilfe Köln e.V.
For specific contact points and further support, please refer to the info box at the bottom of this page.
INFOBOX - Your good source in Cologne:
Debt counseling from Caritas
Tel: 0221 / 98577-614
Email: cvk@caritas-koeln.de
Address:
Caritas Center Ehrenfeld
Geisselstr. 1
50823 Cologne
Opening hours:
Wednesdays, 9 am to 12 pm
Helpful pages on the topic of debt counseling
